Sorkar hna thawk ve lo tan Pension

            Nimin chu kan chhung lamhnai tak nu pakhat, kan inah chaw a rawn ei a, a riak nghal bawk a. Amah a upat tawh tehlul nen, fa te zara nuamsa taka awm der der thei tawh tur a ni na in, ram lam hna thawkin tuktin a la chhuah thin thu a sawi a. Chutiang bawkin a pasal pawh a ni ve tho va; tuktin hnathawkin an chhuak dun thin. Lo an nei a, hlo thlawh leh buhseng hnaa an neih mai bakah thing phurh leh chakkhai laa ram lama chhuah a ngai reng thin. Inhlawhna awm thei ang angah an inhlawh ve thin bawk. Kum 60 zeta upa an ni tawh na a, nitin hna thawk lovin an awm thei chuang lo. An thawh loh chuan an nghei a ni mai dawn si a.Kum kha leh chen rim taka hna an lo thawh tawhna ah khan pension a awm ve si lo. Pension hlawh la a, thlamuang taka awm der der tawh rual an ni asin maw le.

            Mi pakhat pawh sorkar hna a hmuh loh vangin private sikul ah a inhlawh thin a. A thatlai hun chhung zawngin zirtirtu hna a thawk a; a thla hlawh bakah home tution te pein sum a lalut ve nual thin. A lo upa ta a, a hna atangin a lo chawl ta a. Sorkara lama a thawhpui te'n GPF an chhuahpui teuh bakah thlatin pension hlawh an la neih zui laiin, ani erawh chu a "mai par thlawn" tawp mai ve thung. A va khawngaihthlak tehlul em. 

            Sorkar hnathawk ni ve lo tan hian pension awm ve thei miah lo tura kan ngai tlat thin hi a pawi a, he ngaihdan hi kan paihbo a hun takzet tawh a ni. Kum a lo upat hnua pension nei thei tur hian sorkar hna kan thawh kher a tul lo. Tunah chuan Insurance Company rintlak tak tak te kan ramah an lo lut ve thei ta a. Heng Insurance Company te hian Pension scheme tha tak an nei a. Heng scheme te hi zawm tum ve ta hram hram hlawm i la, tichuan sorkar hna thawk kher lo pawhin, kan duha kan tum anih phawt chuan pension tha tak kan nei ve thei dawn ani. 

           Sorkar hnuaia thawk te chu, sorkarin an thla hlawh atangin thlatin an cut sak a, chu chu EPF ah an chhung lut thin. Hei bakah hian D.A. thenkhat sorkarin a pek kim lohte an chhunglut bawk a, tin, arrear awm ang ang te pawh hetah hian an chhunglut vek thin. Hei vang hian an pension huna an lak pawh a tam em em thin.

           Insurance Company hnuaia pension plan kan zawm ve dawn anih chuan, sorkar hnathawk te ang bawkin thlatin pawisa kan chhun luh ve a ngai a. Hetianga thlatina pawisa dah zat zat thin hi mizopa peihna hian a tlin meuh thin lo. Thla khat chhunga income atang a 10% tal pension scheme ah hian chhun luh ni ta se. A aia tlem pawh a theih tho va, mahse a tam lam apiang a tha. He thlatina kan submit hi, zawi zawiin a lo inkhawlkhawm ang a, kan lo dah tam deuh anih pawhin, kan upat hnuah azavaia kan ta vek tho tur a ni. Vanduaithlak taka a hun hmaa kan lo boral palh anih chuan luman kan nei dawn a, kan pawisa lo dah tawh zawng zawng leh kan luman chu kan chhung te'n an la chhuak vek thei ang.Pathian zara kan damrei anih hlauh chuan sorkar hnathawk te'n GPF an lak chhuah thin ang kha kan la chhuak ve ang a, chumi hnuah thlatin pawisa kan la chhuak ve thei bawk ang. Tichuan, kan that lai chhung zawnga rim taka hna kan thawh te kha, kan lo tar ta a, hna kan thawh peih tawh loh hnuah pawh thlatin hlawh lak tur kan nei ve thei tawh dawn tihna a lo ni ang.

            Pension hi sorkar hnathawk tan chauh emaw kan ti thin hi a dik lo va. Kuthnathawka ei zawng thin pawhin, a tuma a duh anih phawt chuan Pension tha tak amah leh amah a insiam ve thei a. Sorkar office a MR a thawk te, private firm lama thawk te, sumdawnna lam khawih thin te zawng zawng pawhin Pension tha tak an lo nei ve thei tawh ang. Pension neih ve duh tan chuan heng insurance company SBI Life, LIC,  Birla Sun Life, ICICI Prudential, Bajaj Allianz, etc., ah te hian zawh fiah mai chi a ni ang. Heng Insurance Company te aia retirement scheme tha zawk EPF hi, mipui te tana phalraiin kan sorkar hian han tlangzarh thei se aw.